"I was paying well over £1000 per month towards my debts which were over £50,000 when my wife, who had been ill for a number of years, took a turn for the worse. I had to give up work and there was no way I could continue with payments. Debt Solution Services were very helpful when I spoke to them and they took the time to look at all the options available to me. I decided on an IVA and now I pay £500 a month and have managed to put the whole nightmare is behind me. I know that at the end of the five years I will be debt free and I don’t have any contact with my creditors anymore. All I have to do is the make the payment each month and get on with looking after my wife and children. When I was informed that the IVA had been accepted I had the best night’s sleep I have had in years."

Mr R. Reading

"Since my husband left me with two children and a mountain of debt I had done my best to keep up with everything but there just wasn’t enough money coming in to go around. I was being asked to pay £500 per month to £13,000 on store card and catalogue accounts but I just couldn’t keep up. I started to receive letters and phone calls from the people I owed money to and even debt collection companies so I knew I had to do something as my life was being made a misery. I contacted Debt Solution Services and Steve, the man I spoke to, was very understanding and went through all my finances to work out what was best to do. He offered me a place on their consolidation program with a payment of £200 each month. For the first time since my husband left I have money left over after I pay my bills and I know that I am not being charged interest or having late payment charges applied to my account. I didn’t get into debt overnight and I know it’s going to take time to get out again but at least I can make sure the kids don’t go without while I work my way out."

Mrs S. Basingstoke