Our advisors are trained to provide you with the best solution to suit your circumstances, whatever they may be.

We have a range of products including:

Debt Management
A consolidation program is an informal arrangement with your creditors allowing you to repay your debt with one monthly payment based on what you can afford. In most cases creditors will agree to freeze interest and make no further charges.
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Protected Trust Deed
Similar to an IVA but for residents of Scotland, a Protected Trust Deed allows you to pay your debt back by making one monthly payment in most cases for 36 months. Once the final payment is made, any outstanding debt is legally written off, leaving you debt free.
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Secured Loan
Loans for homeowners which allow funds to be released from equity in your property without having to pay expensive mortgage redemption penalties. Your home may be at risk if you do not keep up payments to a loan secured against it.
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Remortgage
Release the equity tied up in your house to settle your debts and get a fresh start. Your home may be at risk if you do not keep up payments to a loan secured against it.
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Unsecured Loan
If you have a high credit score and a high income, an unsecured loan can allow you to settle smaller debts and have one monthly payment.
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Advice on Bankruptcy
If all else fails and you have nowhere left to turn to solve your problem, you can apply to be made bankrupt and seek the protection of insolvency.
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All of our solutions are verified by a senior Partner to ensure that the proposed solution is the right one for you and we keep in close contact throughout making sure that you are kept fully informed of progress and any steps we need to help you through.